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Paul Wheaton and Chris McClellan (Uncle Mud) talk about building codes, insurance companies and rocket mass heaters.
Around six years ago Erica and Ernie Wisner managed to get RMHs added to the building code for Portland, Oregon. Around 15% of other counties and cities have followed suit. To persuade the others, the RMH has to be presented as safer than similar wood stoves as safety and avoiding complaints are the top concerns.

RMHs don't produce creosote, so no chimney fires. With virtually no smoke, no-one complains about them. They use up to 90% less wood so they are economical, putting less pressure on the landscape and people's wallets. The more people use RMHs, the more the regulators will take notice of them. Some regulators have attended workshops at Wheaton Labs.

Building an RMH outdoors is legal virtually everywhere in the US. Some areas only allow a two hour burn, but that's enough for an RMH as it stores the heat. If you burn brush in an RMH instead of outside it could heat your house for a year without pissing off the neighbours.
Only 5% of insurance companies embrace the RMH though 10 to 15% are exploring them. RMHs are safer than gas, propane or electricity and they heat the home for days after the fire is out. You might need to find the right person in the company to talk to, who is empowered to take decisions. If they turn you down, find out what their actual issues are and solve them. In the last year there has been a 40% growth in RMH progress. Maybe in five years 90% of regulators and insurance companies will be on board with them - the trailblazing is nearly complete!

Relevant Threads

RMH and house insurance
Insurance company OK's my RMH-style heater!
Insuring a house with a rocket mass heater

RMH Portland Building Code
rocket heaters meeting code
rocket mass heaters and local codes
Rocket Mass Heater Compliance to Code

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I was making a graphic to post this on facebook with, and thought I might as well share it here, too!
Paul Wheaton and Uncle Mud Permaculture Podcast on Rocket Mass Heater codes and insurance
Paul Wheaton and Uncle Mud Permaculture Podcast on Rocket Mass Heater codes and insurance
I suggest huckleberry pie. But the only thing on the gluten free menu is this tiny ad:
Learn Permaculture through a little hard work
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