Mandy, I hadn't thought about the children until you mentioned them.
I thought getting the idea into dear hubby would be difficult
enough though our daughter would probably be fine with what I want to do.
We did our wills years ago as my dear hubby is very thoughtful about protecting his family after he is gone. I feel that what would be best is to write a letter with my wishes, sealed in an envelope with any necessary legal forms (like I read in another thread). A copy of this would be given to our attorney to put in our file with our wills.
Before doing this, I want to learn as much as I can so I will do it properly.