Bathroom = Daily moisture from showers, mop buckets, baths, possible kids and visiting folks making a spill, plus humid Florida might equal mold. Relatively frequent renovations to bathrooms and possible kitchen if there is a shared wet wall might mean that you have to knock everything down 'often'.
http://www.greenhomebuilding.com/QandA/cob/uses.htm
It's possible to make it work, just be mindful of vapor barriers and air exchange aka humidity
Iterations are fine, we don't have to be perfect
My 2nd Location:Florida HardinessZone:10 AHS:10 GDD:8500 Rainfall:2in/mth winter, 8in/mth summer, Soil:Sand pH8 Flat