1. Getting rid of the insurance and .gov overhead greatly reduces the cost of basic healthcare. My Dr. dropped out of insurance and went to an old-fashioned cash-only business because of the obamacare overhead. I can afford office visits again--they aren't much more than the co-pay used to be.
2. There are medical sharing plans--Large groups that self-insure for catastrophic incidents and there are many out there for many religious (and non-religious) groups. Their costs and overheads are pretty good and are exempt from many of the obamacare mandates.
3. Insurance is a racket that runs under casino rules--the house always wins. You are playing your odds that you will or won't get sicker than average.
By the way, here's how Suelo himself responds to that question: https://sites.google.com/site/livingwithoutmoney/Home/10--what-happens-if-you-get-sick-or-injured
One thought I did have a while back but this is mostly for folks that want to create an intentional community. Find yourself a GP to join the group. They must be out there - I'm not convinced that all doctors in the US are in it for the money. Another avenue I've often thought of is to 'sponsor' a med school grad or med school intern or for that matter sponsor a foreign med school student and bring them into your community.
Just an out loud thought I suppose
Sherri Lynn wrote:Just a thought. What would be required to form a medishare that is exempt from obamacare? It seems to me that a bunch of people together that only go to the doctor for accidents should have a pretty cheap share. . .
A few pre existing programs are exempt from the law, but there was a date in the law so you can't form a new one.
Sherri Lynn wrote:Wow, you must have read the whole thing. . .
How about the exemption that if you can't find insurance at less than 8% of your household income? Is that gross?
I have read more of it than most congress critters did before they voted on it, but not much of it. Only a few bits around medical sharing programs and other religious exemptions. I haven't looked at the IRS penalty stuff because it is sure to change interpretation several times before it is enforced.