It's quite possible that stuff you are reading has the words used incorrectly, which makes it pretty difficult to get your head around it.
Wikki seems to have it about right -
Mycorrhiza
mycorrhiza is singular
mycorrhizae or mycorrhizas is plural
mycorrhizal is an adjective
To use examples from the wikki article
"A mycorrhiza (Greek: μυκός, mykós, "fungus", and ρίζα, riza, "root",[1] pl. mycorrhizae or mycorrhizas) is a symbiotic association composed of a fungus and roots of a vascular plant." Here the word used is a noun, not for the fungus or the plant, but for the association between them
"In a mycorrhizal association, the fungus colonizes the host plant's roots, either intracellularly as in arbuscular mycorrhizal fungi" Here the word is an adjective, describing the association. Anther example from the article is
"The roots in the relationship, and the plants themselves are referred to as mycorrhizal if mycorrhizae are formed".
Does that help?