I believe that what you have there is called the "Flower Beetle". The following information
should be helpful.
Flower beetles are common in gardens and flowerbeds.
Two of the most common flower beetles in the United States are Euphoria sepulcralis and Protaetia fusca.
They are scarab beetles in the subfamily Cetoninae. These are small beetles about 0.5″ long.
The flower beetle E. sepulcralis is found throughout the eastern United States as far north as Illinois and as far west as Texas.
It is a dark beetle with a metallic green or bronze sheen.
There are white markings on the wing covers.
The flower beetle P. fusca is originally from Asia. It has become established in Florida. (This one looks most like your photo).
Flower beetle larvae live in the soil.
They seem to
feed on the
roots of grass and other plants in the same way as white grubs do.
The larvae have been found in areas where packrats and
moles are present.
They may also feed on decaying organic material.
They change to adults in chambers in the soil.
In warm climates, the adult beetles are found throughout the year.
The population seems to peak in the summer.
The adult flower beetle normally feeds on pollen.
It takes the pollen from flowers on various trees, including apple, orange, and dogwood.
It also gets pollen from flowering plants such as daisies and milkweed.
It sometimes feeds at cuts on trees where it eats fermenting sap.
The flower beetle can be a destructive pest when it attacks corn or roses.
It has also been found attacking fruit trees, mangoes, and avocados.
On fruit trees, the beetles cause damage when they destroy the flowers.
This reduces the number of fruit that can develop.
The beetles attack the kernels of corn while the ears are on the stalks. .
Because they fly and feed in flowers, the adult beetles will be difficult to control.
The Non-Permaculture way to try and control these little buggers is;
A pest control professional can treat flower beetles in the larva stage while they are still in the soil.
I would recommend trying insect traps for your apple trees, placed near the blossoms and dosing the soil with
DE early in the spring when the larvae will be hatching.
It will probably take several shots of DE on the soil over a month long period to get
enough of them to break the cycle.
Redhawk