I'm happy to hear my advice is warmly welcomed

Now those clover and wildflower seeds are a good idea in my opinion. I'm about to broadcast 5lbs of wildflower seeds my self in an area adjacent to my garden. I also have heavy clay (I grow my crops in raised beds) but for my wildflowers I'm going to scratch at the surface with a tiller and spread seeds and let it go. I would love to do more to prepare the soil, but in reality, I have the same 24 hours in a day as everyone else, and my time is currently occupied with things more important to me, like my cold crops, spring garden, berry bushes, fruit trees, maintaining a house, etc. I've learned nature is extremely resilient, and while I could do more to prepare my native pollinator and insect habitat (what I'm calling my wildflower area), I'm just gonna wing it this year and see how the wildflowers go.
Your seeds will germinate, maybe not as high a germination rate as a prepared seedbed, but quite a bit of them will. Cracks and spaces between clumps, the sprouts will find their way out. You by all means can cut clover and leave it where it lay, and it will help, but in reality decay above ground will lend little benefit as most of the carbon and other nutrients will go to the atmosphere. Ideally it gets incorporated into the top couple inches of soil for maximum gain, or carried to the
compost pile where it composts then gets returned. I do also agree with you to get your fruit trees in. They need years to get established.