Hi Brian;
The mixture William was referring to is perlite /clay with cut
straw added as an insulator. No cement normally used near a
RMH.
Your slab is already insulated from the earth, that is good.
What style
RMH were you thinking of building? A standard J tube in 8" ? Or are you thinking the new batchbox in 6"?
Were you wanting a vertical brick bell ? Or a piped mass with bench?
If you build a brick bell then no need for extra insulation on the floor (it doesn't get hot
enough to matter)
If you go with a piped mass / bench then you Do want to put down 4" min, straw / clay / perlite mixture before putting your pipes down.
EDIT) It is possible the XPS could off gas when heated if not covered up.