From what I've read about the wofati principle, beams that are "under the umbrella"
should not be exposed to much moisture if the grading is done well. So if rocks/time are limited, I'd concentrate on the locations near doors or where there's less overhang/coverage.
I suspect rock will be a slower build than wood, but wood is not always plentiful, and I grow rocks *really* well, so I'd love to be better at building with them.
Up at Our
Eco Village on Vancouver Isl., one of the buildings was made with rock for the whole front wall, facing south for
solar heating and because in their weather pattern, the winter storms tended to blow from the east, that side was well protected in other ways. So looking at your specific climate and direction of storms as well as sun, may guide your eventual plans.