Perhaps some people might be a tar baby.
A tar baby might ask "may I borrow your drill?" and the moment they ask, you might as well give up. The tar is on you and you're DOOMED!
You think "this person probably won't care for it properly and I cannot help but think that if I let them use it, I will regret. If I say 'no' then they will get pissed and poison my relationship with the community."
Doom, doom, doom, doom.
So it turns out that the path to happiness is to own nothing. And to have no skills.
Hmmmm .... one possible way out it is to say "what do you offer in trade?" The response will probably be something like "I dunno." and then you can say "Well, when you have a suggestion come let me know. My drill and I will wait."
Nicole Alderman wrote: We also use the other spouse as the bad guy. "My wife doesn't like having people over." "My wife needs help at home." "My husband said he doesn't want to let anyone barrow that...." etc.