We had an interesting discussion today looking into making the plot profitable. We share the same goal with my sister but we differ greatly on how we see things. The good thing is with our different perspectives we were able to help each other see things in each other's perspectives and it does make one reflect.
One interesting issue was on using the term employer and employee and what it might mean. My sister feels having defined names will help us understand each other's positions and it kind of helps in setting limits and getting work done. Personally I feel that these names will only bring a division with some people feeling they are better and in the end we feel entitled to other people's efforts. What I agree with is things are slower when there is a lack of firmness. Striking the proper balance is what I feel we have to work on.
For the small businesses that I have been working with, I am continuing to work with one small business and they are proving to be trustworthy. The peanut butter guy is confusing me a little and I will tell why.
When he borrowed money he knew he was getting money entirely based on trust and if he did not bring it back there was nothing I could do to him. He did bring the money but he missed the due date by two months, a period in which for the first part I had to put so much
energy to push him to pay back. One day I just decided to not push too much and accept whatever was going to happened and if it would be a bad debt I would take full responsibility. When I stopped the guy started bringing the money by himself in installments, and I appreciated the fact that he cared enough to make sure he paid back the loan. What is confusing is he was given room to talk about his situation at any given time and he knew the day for returning the money was flexible and all he needed to do was to tell us in advance if ever he was facing any challenges. He never would say in advance when he could not pay back the money and on the day he was supposed to give me the money, he had come telling me and not asking me, to extend the time he could keep the money. In my mind I felt like he is assuming that the one helping him did not have any problems and having a paying back date was just for formality's sake. This defeats what we are trying to build. If he is able to prove he is a man of his word, we can build a small group of people who can be loaning each other money, without interest, even if we will be working under tight budgets, because we will be having faith that with all things being equal, we will honor our word. Our window of testing each other's trustworthiness is now.
Now that he has paid back the full sum, he wants to borrow money again. It's a full year now since he has been borrowing money and I would have hoped that by now he would be standing on his two feet because his business is already established. I don't see how we are different from the common micro financers who will lend money and not care about the business they claim to be helping. I think money is the peanut butter guy's apparent problem, but there is a cause and we can only solve it if he is open to talk about what is going on. I don't know how to make him trust me enough to say things as they are and though I can see he needs financial help, I do not think it's wise to lend him, because it might be that his business is on the verge of collapsing and I will never know until he opens up.