Karen Donnachaidh wrote:E.Sedgwick, You originally posted this plea for advice nearly 3 years ago (Apr. 2013). Please give us an update.
I was John Pollard aka poorboy but the system is broken so I had to start anew
It's never too late to start! I retired to homestead on the slopes of Mauna Loa, an active volcano. I relate snippets of my endeavor on my blog : www.kaufarmer.blogspot.com
Life on a farm is a school of patience; you can't hurry the crops or make an ox in two days.
Henri Alain
Su Ba wrote:Personally I've posted to some older threads because....
...they looked like an interesting topic that I wanted to put my own two cents into
...the topic was suddenly pertinent to my own issues currently going on with my homestead
...I was just downright curious for an update
...after dinner and a long hard day I like to do a bit of reading. Reading old permies posts is just as satisfying as reading a magazine or light novel. Hitting that reply button comes naturally no mater how old the OP's post is.
Mart Hale wrote:Apprenticeship.
Go work with someone who is doing a trade you like, work for free if you have to, but learn the skills, then you will be job ready.
Get the book from your library "What color is your parachute". It is excellent for helping choose a path for your life.
You have my prayers.
It's never too late to start! I retired to homestead on the slopes of Mauna Loa, an active volcano. I relate snippets of my endeavor on my blog : www.kaufarmer.blogspot.com
E. Sedgwick wrote: I'm stuck in the system, and I don't know how to get out.
If anyone has insight, advice, or other help to offer, I'd really appreciate it.
“O frischer Duft, o neuer Klang! Nun, armes Herze, sei nicht bang!
Nun muss sich Alles, Alles wenden.”
Jennifer Kowalski wrote:
especially dealing with a degenerative condition (I think I’ve seen some other Ehlers-Danlos folks on here!) and potential future rising private medical costs.
Michael Dotson wrote:
In Arkansas if one is 100% disabled from the military they pay no property taxes or no income taxes on retired pay. Lifetime hunting and fishing license is free. Tags for the vets vehicle are free. Each tag after that is $35 dollars, flat fee.
“O frischer Duft, o neuer Klang! Nun, armes Herze, sei nicht bang!
Nun muss sich Alles, Alles wenden.”
Jennifer Kowalski wrote:
“just” a comm/cyber warfare guy.
E. Sedgwick wrote:I wasn't sure where to put this post, but this seems like the best place.
I'm a 19 year old young man, and I see only 3 options in front of me, and none are appealing. Option one, work a low pay unskilled job and live in a rented basement for the rest of my life. Option two, go back to college and spend the rest of my life paying off loan debt (or go into a higher salary career which I would hate every day of). Option three, which is the best, is to live some kind of permaculture lifestyle, but the problem here is that land is really expensive and I'd still be chained to a mortgage or loan for the rest of my life. Or most of it anyway.
I can't just quit my job and join an eco-village because I've already accrued debt which I have to keep paying. With the kinds of jobs I've been able to get, saving up money to buy land cash up front would take almost as long as paying off the mortgage. I'm stuck in the system, and I don't know how to get out.
If anyone has insight, advice, or other help to offer, I'd really appreciate it.
Welcome to the serfdom.
Jeff said, "Or am I supposed to just keep saving and try my hardest to earn more?
Invasive plants are Earth's way of insisting we notice her medicines. Stephen Herrod Buhner
Everyone learns what works by learning what doesn't work. Stephen Herrod Buhner
Our inability to change everything should not stop us from changing what we can.
Robert Ray wrote:Our answers might be dependent on your situation.
How old are you?
Your previous posts mention that you have a 1000.00 dollar income.
You have no debt.
Housing, food costs?
What have you done in the last two weeks to move forward? This is a sreious question. What steps have you taken?
Welcome to the serfdom.
Jeff Steez wrote:
I would like as soon as possible to find a 9-5 job that I find somewhat enjoyable and skill-based, I do not care what it is as long as it's a skill.
A build too cool to miss:Mike's GreenhouseA great example:Joseph's Garden
All the soil info you'll ever need:
Redhawk's excellent soil-building series
Our inability to change everything should not stop us from changing what we can.
Robert Ray wrote: went in and the advertised price was only if you financed it.
Nothing ruins a neighborhood like paved roads and water lines.
John Daley Bendigo, Australia The Enemy of progress is the hope of a perfect plan
Benefits of rainfall collection https://permies.com/t/88043/benefits-rainfall-collection
GOOD DEBT/ BAD DEBT https://permies.com/t/179218/mortgages-good-debt-bad-debt
Our inability to change everything should not stop us from changing what we can.
"One day, you'll be old enough to start reading fairy tales again" - C.S. Lewis, The Chronicles of Narnia
Invasive plants are Earth's way of insisting we notice her medicines. Stephen Herrod Buhner
Everyone learns what works by learning what doesn't work. Stephen Herrod Buhner
I am only one, but still I am one. I cannot do everything, but still I can do something; and because I cannot do everything, I will not refuse to do something that I can do. (E.E.Hale)
Nick Kitchener wrote:
Because of this, if you approach your lender and tell them you can't make the payments, you can't repay the loan, but you would be willing to not default on it if they cut the amount owed by 50%, then they are likely to come to the party because they would rather have you pay off half than nothing, and they will be reimbursed the difference through their insurance policy that you pay for anyway.
Once you renegotiate your debt, you can pay it off much quicker because there is less to pay. You are still paying off the loan, and you have not defaulted. A default will kill your credit rating and the chance of a loan in the future with any other lender.
You'll probably get a letter from the credit ratings agency (or discover yourself) to the effect that your credit rating has been downgraded. This is a mistake by the credit rating agency as they think you have defaulted on the loan.
In this event, you need to inform them that the debt was re negotiated and you have not missed one payment, and you have not defaulted on the loan.
They will then reinstate your rating providing that you have not missed a payment.
They say time's the great healer, and that's true. It's just not a very good anaesthetist, is the problem,
Whose lunar deity is not male is destined to be dominated by his wife. -- Old Hindu proverb
Welcome to the serfdom.
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